Accidents happen all the time; occurring through personal fault, or as a result of others’ actions, they are a common factor of everyday life. Just look at the statistics: every year, according to the Citizens Advice Bureau, around 2.5 million people in the UK suffer from accidents. As a consequence, it says, one may experience fundamental lifestyle changes through either loss of independence or income.…
Financial savings are vitally important. Not only do they provide a way to purchase the more expensive items in life, such as a car or house, but they also provide security against the unexpected. Savings are also crucial for those who are retired, since they offer the means to go on living in the way they have become accustomed to while working. Recent research suggests…
England’s obsession with ‘the beautiful game’ of football dates back 145 years when association football and rugby football went their separate ways. But, although the English can lay claim to inventing the modern version of football, there is evidence that a similar game called Tsu Chu was played as early as three centuries B.C. during the Chinese dynasty of Han. The Japanese also lay claim…
Broadly speaking, there are two kinds of people who choose to buy a house. There are those that buy with the intention of living in it, and then there are those that buy with the intention of renting it out. And whilst those who are simply seeking a roof over their heads undoubtedly make up the majority of the buyer’s market, the buy-to-let market is…
When we are young we don’t tend to think too much about planning for the future. We are too busy enjoying ourselves to worry about anything else. But sooner or later we do start thinking about how we should approach the next stage of our lives, and we start to think about making plans to ensure we are as financially secure as possible. This is…
The internet has long been associated with disruptive technologies, the most obvious case being the entertainment industry, where stagnating record labels and Hollywood studios have found that polarised tastes and easy transferability have turned power over to consumers. Another, perhaps not as obvious case, is the telecoms industry. A decade ago, backpackers would keep in touch with friends and family with the odd letter retrieved…
Recent times have seen the more experienced surfer enjoy the still undiscovered surfing spot of the Porto E Norte region in northern Portugal. This region not only offers surfers the chance to ride largely uncrowded waves, but also a beautiful coastline with endless beaches and a taste of real Portuguese culture and lifestyle. This spot offers fun waves during the summer time, ideal for the…