Instead of not offering your employees anything, even if they performed admirably under the given circumstances, an employer or manager can choose to offer them smaller, less costly, but still enjoyable corporate gifts. promo items Of course, the situation demands a certain attention and rigor in order to make sure that the effect isn’t one that will backfire on them. That is, buy something less…

Get approved for business funding with no personal guarantee! Most business owners quickly get accustomed to using their personal credit and personal guarantee for their businesses. As a result, most never realize that it IS possible to obtain considerable credit for their business with no personal guarantee or personal credit inquiry. We at Optimize Right are business credit experts dedicated to helping business owners build…

Identity theft is one of the fastest growing crimes within the United States. Though many consumers are aware of the issue, the numbers continue to grow. There are a lot of consumers that assume if they become a victim of identity theft, it is easy to recover. This is actually untrue. The road to recovery can actually take several years and for some consumers, it…

The credit crunch has been at the forefront of most people’s minds recently and the term itself is slipping into everyday usage. But what exactly does it mean? A credit crunch scenario lives up to its name and comes about when banks and lenders do not have as much money as considered ‘usual’ to lend to consumers and businesses. There is literally a clampdown on…

There are a number of reasons that you could find yourself with a bad credit rating; from missing a mortgage repayment to having a partner with a lot of debt. Regardless of the cause, having bad credit shouldn’t mean your life should be put on hold. Having bad credit can be frustrating and many people feel embarrassed about their financial situation. The depth of choice…

Considering that they’ve been around for a fairly long time, it seems rather odd to describe credit and debit cards as being a national craze, but there really is no other way to describe Britain’s obsession with plastic! Since the concept of the credit card was first described in Edward Bellamy’s utopian novel ‘Looking Backward’; a book written in 1887 and set in the year…