Let the best expertise guide you – be it insurance or in any other field. Hold the hand of the best insurance broker to get through the tricky lanes of insurance. Insurance brokers are basically independent insurance professionals who engage in dealing with several types of insurance policies and companies at a time. When the Canadian government insurance structure is failing, these insurance brokers, often…

The Christmas season is a time for celebrating with friends and family and of course decorating your home to fit the festive bill. Before you dig out those old fairy lights and blow the dust off your favourite decorations, take a moment to check everything is in working order as the yuletide can bring with it a lot of potential hazards. In Britain it is…

PPI stands for Payment Protection Insurance that provides an income facility to maintain debt repayments of borrower in case of an accident or illness that prevents them from working, or unemployment. PPI is a product service offered by financial services companies that provides you a protection against unfortunate losses in financial circumstances which may impact upon your ability to meet credit repayments. PPI policies provide…

The world ages every day as it travels through the solar system and so does everyone on it. In the UK the average age of the population is advancing, too. According to the Office of National Statistics the average age was 39-years-old in mid-2007, up from an average 37-years-old a decade previously. Not only are we all advancing in age but during 2007 the total…

Anyone reading about insurance can be forgiven for thinking that the terms life insurance and life assurance are interchangeable, but are there any differences between the two terms and if not, why are there two different words for the same thing? Put simply “insurance” is provided against an event that might happen whereas “assurance” applies to an event that will happen. So, insurance is a…

Perform a cursory check on the internet and you’ll find a proliferation of gadget websites that aim to marry excited ‘girls and boys’ to all the ‘latest toys’. All the latest ‘must-have’ items are proudly displayed online where people ‘virtually’ queue to buy them. But the trouble with gadgets, especially if they are new to the market, is that they tend to be pretty expensive!…

It’s hard enough to buy Landlords Insurance for just one property, but if you happen to own loads of buy-to-let properties, all of which with differing requirements for level of cover, you’re looking at a major headache. However, expert assistance is at hand. Insurance companies specialising in Landlords Insurance are usually able to offer landlords with large portfolios a tailored quote (you’ll probably get a…

There are milestones in everyone’s life; times when you both celebrate and reflect on your current position and look for a way to use what you have learned in order to make your life better. Turning 50 is one such milestone, and more than anything else, it gives you what so many of your younger colleagues lack: a little perspective. Perspective nudges you in the…

With the rise in environmental awareness and the need to maintain a healthy body, owning a bicycle has never been more popular. Indeed, according to the latest statistics, there are now over 23 million cycles in the UK, with around 60 per cent of those being used for commuting or professional purposes. And, with the generally high costs of operating a car, coupled with spiralling…

An early form of life insurance can be traced back to Roman times when, because of the high costs of funerals, clubs were formed, known as ‘burial clubs’. The guarantee of such an organisation for its members was that for a regular contribution they knew that upon death, their burial club would provide the necessary finance to cover the costs of their funeral and in…