Over a year ago it was a credit crisis but the recent news of a recession has prompted many Britons to evaluate their current financial situation and see how it can be improved. Although the threat is more immediate to those in debt, performing a financial health check can be beneficial to everyone, even those who are debt-free and have significant savings. Financial prudence may…
Making a spread bet online in the UK has never been easier, thanks to Worldspreads.com. As the UK’s premier financial spread trading company, we are aware that there are many potential investors who may find the world of spread trading unfamiliar and, therefore, confusing. To enable all our clients to make a spread bet by telephone or spread bet online, we offer fortnightly tutorials and…
Households across the globe all fall foul to the same age-old problem of too much clutter. Those items we buy and think we’ll use but inevitably they end up at the back of a cupboard, unused and sometimes never even taken out of their original packaging. Attics, garages and cupboards nationwide are begging for a good old fashioned spring clean. The idea of a top-to-toe…
When was the last time you looked at the back of your wardrobe? Whenever it was, I bet you found something you’ve never worn and had forgotten you’d ever bought. However, you don’t have to be a compulsive shopper to own clothes you have never worn; many of us have bought something that hasn’t been right for us. As such, it’s not too difficult to…
The Christmas season is a time for celebrating with friends and family and of course decorating your home to fit the festive bill. Before you dig out those old fairy lights and blow the dust off your favourite decorations, take a moment to check everything is in working order as the yuletide can bring with it a lot of potential hazards. In Britain it is…
So how do you make use of your bank account? Do you still queue up with half the neighbourhood every time you want to transfer some money between accounts or pay a bill? Or do you relax at home and opt to do everything online instead? There are clear benefits to banking online and there is now an increase in the number of people who…
PPI stands for Payment Protection Insurance that provides an income facility to maintain debt repayments of borrower in case of an accident or illness that prevents them from working, or unemployment. PPI is a product service offered by financial services companies that provides you a protection against unfortunate losses in financial circumstances which may impact upon your ability to meet credit repayments. PPI policies provide…
Although the old saying goes ‘time is money’, today’s hectic lifestyles mean many people actually find it inconvenient to have to find the time necessary to managing their finances. For most of these people, it necessitates a trip to the local branch during lunch-hour; but with so many others in the same predicament, it can often mean lengthy queues and a wasted lunch. However, such…
There are many reasons for selling your property; perhaps you are planning to move to another area, are downsizing or indeed upgrading as you simply need more space. Whatever the reasons for putting your property on the market, you want to make it sure it looks its best when potential buyers come to visit. Whilst there isn’t one failsafe action that will ensure you sell…
If some predictions are to be believed, notes and coins could be a thing of the past by no later than 2012, as debit and credit cards become more and more ubiquitous in 21st century consumer culture. But even if such predictions are a little premature, there can be little doubt that plastic ‘chip and pin’ payments are becoming the norm throughout much of society.…