In recent times the press has been full of reports of monetary doom and gloom. The credit crunch has undoubtedly been the talk around many breakfast tables across the UK and with predictions of a looming recession is there any silver lining to this cloud? Much has been made of the rise in grocery prices but with the competition between the supermarkets being so fierce…
There are milestones in everyone’s life; times when you both celebrate and reflect on your current position and look for a way to use what you have learned in order to make your life better. Turning 50 is one such milestone, and more than anything else, it gives you what so many of your younger colleagues lack: a little perspective. Perspective nudges you in the…
With the rise in environmental awareness and the need to maintain a healthy body, owning a bicycle has never been more popular. Indeed, according to the latest statistics, there are now over 23 million cycles in the UK, with around 60 per cent of those being used for commuting or professional purposes. And, with the generally high costs of operating a car, coupled with spiralling…
With adverts about loans being commonplace on the TV, radio, magazines, online and in newspapers, it certainly appears that getting a loan is easy, while often also suggesting it’s a good idea to get into debt for the sake of a luxury holiday or a new car. While the TV and other advertising mediums might suggest it’s easy to obtain a good loan deal, it’s…
An early form of life insurance can be traced back to Roman times when, because of the high costs of funerals, clubs were formed, known as ‘burial clubs’. The guarantee of such an organisation for its members was that for a regular contribution they knew that upon death, their burial club would provide the necessary finance to cover the costs of their funeral and in…
Availing of a mortgage means many things to those who wish to be homeowners. For most, it means entering into a lengthy and detailed process that requires a significant amount of paperwork — much of which is used to prove the identity of the borrower, source of income and the mortgage applicant’s prospects for repaying the loan. There is no shortage of people who have…
Availing of a mortgage means many things to those who wish to be homeowners. For most, it means entering into a lengthy and detailed process that requires a significant amount of paperwork — much of which is used to prove the identity of the borrower, source of income and the mortgage applicant’s prospects for repaying the loan. There is no shortage of people who have…
Doctors have commented that while infectious disease is decreasing around the world, they are witnessing a greater number of deaths from injury, with motor vehicle crashes being one of the major causes. In the U.S, the total number of deaths due to road accidents has declined with the advent of seat belts laws, air bags, safer cars and crackdowns on driving while intoxicated — either…
People react in different ways to the reality of reaching their fiftieth birthday. For some it is an event they would rather keep very low key, while for others nothing could be better than arranging a party with all their friends and family present. But whichever group you happen to fall into, it is very important that you make the right plans for the years…
Accidents happen all the time; occurring through personal fault, or as a result of others’ actions, they are a common factor of everyday life. Just look at the statistics: every year, according to the Citizens Advice Bureau, around 2.5 million people in the UK suffer from accidents. As a consequence, it says, one may experience fundamental lifestyle changes through either loss of independence or income.…