Frequent travellers have long benefitted from mileage loyalty benefits offered by airlines and from points and other reward schemes offered by credit card companies. Now they can also cash in if they take advantage of the offers available from operating a UK premium bank account. Most of the UK’s big banks offer different tiers of personal banking, including prestigious premier current accounts which, in return…
In times when inflation is on the rise and the economy is on the downturn, it becomes more important than ever to make sure our money is working as hard as possible for us. This applies regardless of the situation you are in. For example, you may have your own business that you rely on for all your income; in this case it is particularly…
Whatever your financial situation and whatever stage you are at in life, it is always a smart idea to have some money put aside. And, when coupled with the right knowledge, it is an even smarter idea to make your money work for you. For example, you could invest some of your liquid assets in the stock market, either directly or through Stock and Shares…
There seems to be no shortage of advertising for financial solutions and it’s hard to know which messages could be relevant to you and are worth looking into. High interest rates on savings accounts, low interest rates on credit cards and overdrafts are just a few examples – no wonder many consumers are left confused! You might currently be happy with your banking situation, which…
There is nothing new about saving money; most people have some type of savings account. However, the reasons people save and the manner in which they do it has changed over time, and modern banking is determined to help. In the past, saving was about security, peace of mind and knowing that you had options should you run into difficulty somewhere down the line. These…
Given the fact that prices are forever rising in the current economic climate, it’s important to make sure that you make the most of your money. Knowing what to buy and where to buy it can make a real difference to how much you have left in your bank account at the end of each month. The number one rule is to shop around before…
Setting some money aside for savings may be a lot easier than many people think. Topping up a savings account seems easy if you have cash to spare each month but don’t despair if you can’t see where extra cash can be freed up as there are savings-savvy tips that can be used by everyone to make their money work harder. The first stop on…
Whenever new technology makes a universal impact the business world soon finds a way of harnessing it to suit its own and also its customers’ ends. That axiom is particularly true in banking which as an industry tends to be a keen ‘early adopter’ when it comes to significant technological advances. Today, most UK banks deliver or aspire to deliver a wide variety of ways…
For many, the prospect of retirement can be daunting. What is supposed to be a time for relaxation post-employment, can often be overshadowed with the anxiety of facing a significant drop in income, coupled with increasingly high living costs. And, with prices for essentials like food and electricity rising, alongside higher interest rates and often small pensions, many have to consider alternative options for living…
Not everyone is knowledgeable about what to do with their money. It may sound simple — either save or invest — but how do you know what options suits you best and which one will work out better in the long term? Understanding the benefits and differences between investing and saving your money will help you to make an informed decision about where to place…