Broadly speaking, there are two kinds of people who choose to buy a house. There are those that buy with the intention of living in it, and then there are those that buy with the intention of renting it out. And whilst those who are simply seeking a roof over their heads undoubtedly make up the majority of the buyer’s market, the buy-to-let market is…

When we are young we don’t tend to think too much about planning for the future. We are too busy enjoying ourselves to worry about anything else. But sooner or later we do start thinking about how we should approach the next stage of our lives, and we start to think about making plans to ensure we are as financially secure as possible. This is…

The internet has perhaps had more influence on modern culture than anything else. It has shaped the way the entire world interacts and communicates with each other and it enables a far greater level of autonomy, as people no longer have to rely on ‘specialists’ to take care of their personal business. Whilst once upon a time it was the norm to use a travel…

Much of modern life centres on the notion of ‘living for today’ and not worrying too much about what tomorrow may bring. And to an extent, this attitude is based on sound principals given that much of what the future holds is completely outwith our control anyway. But it’s for this very same reason that it’s equally unwise to live purely for the moment. Many…

Putting money away for a rainy day is easier said than done and it’s easy for living expenses to spiral out of control and eat into your free income every month. For many of us saving is a desirable idea but isn’t always acted upon. So what can you do to improve your financial outlook and start saving for your future? The first step is…

When it comes to the future, we have all got our own ideas about how we will spend it. Perhaps we will end up buying a bigger house than the one we have now. There might be a particular car that we can see ourselves driving around in. And just think about all the holidays we will have time for once we ease up on…

April 2008 saw the arrival of the Infosec Show in London, where top IT security companies came together to discuss the hot topics in the information security industry. One of the hottest of the hot topics discussed at the 2008 show was the increase in phishing (or Internet fraud) and related fraud attacks over the previous year. Mark Bowerman, spokesperson for card payment agency Apacs,…