There Are Certain Things You Should Know About a Two Wheeler Insurance Claim
Buying a vehicle of your choice is an inexpressible experience. However, as you buy your dream car or bike, it’s also important that you ensure its safety and protection. This is why you should have coverage in place to ensure that you don’t have to face any financial hardships, if there is any unfortunate mishap.
Remember, if you have a good insurance policy, then, it can compensate you for the loss against accidents and thefts, which can happen any time without any warning. However, it’s important that you look for various options and compare the quotes before you make a decision. Also, if you buy a policy from a reputed and dependable company, your two wheeler insurance claim will be settled timely without any hassles. The entire process will be very simple. After the accident or mishap, you will have to take your bike or scooter to the allowed mechanic and depending on his estimation, the company will reimburse you.
In case, your bike or scooter has been stolen, then it’s a requisite that you file a police complaint, only then, the insurance company can start the procedure. Once the company verifies that there is no fake action involved, the claim cheque is handed over to the owner. Also, your policy will continue after the mishap or accident. However, in certain cases, some companies charge more for renewal taking into consideration the additional danger of accident with owner. Along with all this, there are certain points that will help you sail through the entire procedure smoothly!
• The damage, loss or the theft should be reported to the insures immediately; also to the police, if required
• Receive the claim form from the insurer after providing him with the relevant information
• Fill and submit the completed form together with an approximation of the loss to the insurer
• After this, the company will organize an inspection of the damaged items to evaluate the loss. Sometimes, if the losses are too grave, then, a professional licensed surveyor is appointed
• You have to supply the obligatory documents to verify the amount of loss
• If you are not able to establish the reason of loss, then, you have to establish that the loss or damage has occurred due to a covered hazard
• After all this, the claim is settled after you and your company agree on an amount
Keep all these factors in mind, buy the policy form a good company and you will never have issues settling the two wheeler insurance claim.
For more information visit: Two Wheeler Insurance Claim and Bike Insurance Online.
