The British summer is imminent and the changeable weather is gradually improving; it’s time to enjoy being juvenile and get outside to play. We’re encouraged by experts to ensure our children spend less time cooped up watching TV or playing games consoles, and instead take advantage of the improving weather. Although it’s natural to worry about the possible dangers of children playing outside, recent media…
Everyone knows that renting a property is so called ‘empty money’. You could rent somewhere for twenty years and get nothing out of it except for a roof over your head during that time. If you bought a place of your own however, you would be eighty per cent of the way towards owning it outright in that same time frame, assuming you borrowed the…
Since its introduction in 2001, a moratorium to protect against the availability of a person’s genetic test results to life insurance providers has proven successful. Until recently, this temporary ban was due to expire in 2011, but, due to its success, it has now been extended until 2014. The ban means that life insurance providers will not be able to base the policy they offer…
If you’re looking for sun drenched, white sandy beaches enclosed in acres of azure sea and surrounded by incomparable natural beauty, then the Islands of the Bahamas are, without doubt, the place to go. An archipelago, comprising 700 islands and more than 2,000, oft-deserted cays (small, low-lying islands, located on the surface of coral reefs), the Bahamas are situated in the Atlantic Ocean, south east…
The principle behind a debt consolidation loan is simple: to bring together two or more of your debts into one new loan and therefore only one interest rate that will reduce your current monthly outgoings. With Britons carrying a combined debt of over ?1 trillion, debt consolidation loans are big business in the UK today and generally there are three main types. The first is…
Life insurance may not be one of your favourite subjects, but you should still give it a serious amount of consideration. Most of us take on a huge amount of financial obligations in our lifetime, and should the worst happen we wouldn’t want to leave our loved ones without financial protection. Buying a property and buying life insurance often go hand in hand. It is…
There will probably always be a divide between men and women when it comes to the road. Men believe women are more likely to damage a car while trying to apply mascara, and women believe men are more likely to have an accident by showing off in front of their friends. The belief that one’s own sex is the better driver is something that has…
Financial flexibility is becoming increasingly popular with consumers due to many mortgage lenders offering new types of flexible mortgages, or ‘lifestyle’ mortgages as they’re often known. The idea of having your mortgage, current and savings accounts tied together in the one place can make looking after your money simpler than ever before. So what do these new types of mortgages offer that the traditional ones…
There are currently around 10 million smokers in the UK, and, according to Cancer Research UK, half of those will die from a smoking related disease. But, the good news is that this number is falling each year as people finally come to terms with the health dangers associated with smoking. It is no secret now that smoking directly causes lung and throat cancer, but…
New York is more than a city; it’s a place that you cannot escape even if you never go there! The city, its sights and famous inhabitants are everywhere you look these days — on television, in the papers and online. New York is one of the few places to occupy a special place in both the mind of those who have been, and those…