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The worldwide economic climate has been subjected to a spot of doom and gloom recently and tightening the purse strings is a current hot topic. (…)

The boy scouts have it just about spot on with their short and sweet motto: Be Prepared. (…)

Most people in the UK are familiar with the word mortgage; but how many know exactly what the word means and how mortgages work? (…)

Everyone has heard about the credit crunch. (…)

Recent years have seen an increasing amount of panic relating to the worldwide financial situation. (…)

Purchasing a property is, for the majority of people, the biggest single financial obligation of their lives, so it pays to research the market heavily as the scale of the commitment means getting the wrong mortgage is something you simply cannot afford to do. (…)

If you feel muddled by the different mortgage options on the market don’t despair as help is available. (…)

Up until 2007, 100% mortgages were commonplace; in fact, 110% and 120% mortgages were also available, but since the credit crisis struck lenders have become a lot more strict with their lending conditions, with 75% LTVs (loans to value) becoming more and more common. (…)

Whilst there can be little doubt that buying a home is a far more prudent option in the long-term than renting, the decision to take that first step onto the property ladder shouldn’t be taken lightly. (…)

Although the cost of fixing a mortgage has jumped up considerably throughout 2008, Brits would still rather choose a fixed rate mortgage deal over a variable rate in order to gain some financial stability from knowing how much their mortgage payments would be each month. (…)