Recent research from the British Bankers Association revealed that mortgage approvals hit their lowest level since their records began in 1997, with less than 28,000 mortgages for homebuyers approved in May 2008 — a figure nearly 60 per cent lower than the same period in 2007. This figure was also 20 per cent down on April and experts are warning that things are only set…
Many celebrities confess to having a love of cars and driving; some even spend a considerable amount of time and money building up collections of cars for their own personal garage. So, what are some of the vehicles driven by the rich and famous? Footballers, it seems, are in the top bracket when it comes to exotic cars, with many of the top earners in…
Like the phenomenon of ‘Organic’ and ‘Free-Range’ within the food industry, ‘Mineral Makeup’ has hit upon a trend within the makeup industry that is set to be THE trend of 2008. Why? Because, in an industry that is notoriously competitive to be innovative in, ‘mineral makeup’ has a point of difference. Plus it fits with the overall current life trend of better and more natural…
Up until 2007, 100% mortgages were commonplace; in fact, 110% and 120% mortgages were also available, but since the credit crisis struck lenders have become a lot more strict with their lending conditions, with 75% LTVs (loans to value) becoming more and more common. But, with the average house price teetering around the ?185,000 mark and the cost of living on the rise, how is…
The world is going digital in every way possible, including printing. Technology is changing, as is personal requirements with how prints are produced. However, this has led to more importance in choosing the right printer that will achieve the results you require. Many individuals and organisations will have more than likely experienced the same printing problems of having to wait long periods of time to…
A moving car can be a weapon, especially when a driver isn’t in full control of the vehicle. But many drivers nowadays — businessmen, couriers, even working mums — recognise the need to be contactable while on the move. But while it isn’t always practical to stop en route to take or make calls on a mobile phone, the introduction of in-car hands free kits…
Summer is upon us again, and naturally many are choosing to spend the warmest season of the year exploring different countries and cultures. Thanks to low-cost airlines and the ease of using the internet for booking, even the most fiscally-impaired are able to organise holidays that won’t break the bank. But what about staying in touch while travelling? There’s obviously the possibility of using the…
The personification of suave and sophisticated, James Bond is perhaps as well known for his love of cars as he is for his love of women. In fact, many of his cars live on in the memory of fans long after those of the Bond girls have faded away. The cars most associated with James Bond have never been your average family run around; after…
The number of people being forced to take out high interest, short-term loans has risen by more than 130 per cent since August 2007; a figure which analysts say is evidence that the effects of the global credit crunch are showing no signs of easing. Short-term loans, also known as payday loans due to the fact that people usually take them out to bridge the…
Amidst today’s economic uncertainty, many people have had to start looking at ways of making the most of their money. But before doing anything, finding a way to make sure that these finances are well managed and looked after is a must; perhaps through a suitable bank saving account. But with so many options when it comes to choosing a savings account, it can seem…