Financial flexibility is becoming increasingly popular with consumers due to many mortgage lenders offering new types of flexible mortgages, or ‘lifestyle’ mortgages as they’re often known. The idea of having your mortgage, current and savings accounts tied together in the one place can make looking after your money simpler than ever before. So what do these new types of mortgages offer that the traditional ones…
There are currently around 10 million smokers in the UK, and, according to Cancer Research UK, half of those will die from a smoking related disease. But, the good news is that this number is falling each year as people finally come to terms with the health dangers associated with smoking. It is no secret now that smoking directly causes lung and throat cancer, but…
New York is more than a city; it’s a place that you cannot escape even if you never go there! The city, its sights and famous inhabitants are everywhere you look these days — on television, in the papers and online. New York is one of the few places to occupy a special place in both the mind of those who have been, and those…
It’s no secret that the cornerstone of any successful business is a carefully constructed strategy that sets out the direction, aims and objective of the organisation over a given period of time. Once this is established, most companies will find that everything else falls into place just that little bit easier. But that’s not to say that the methods which are used to achieve the…
Most families own a car. And most families, when purchasing a car, are investing a lot both financially and emotionally. On top of dealing with mandatory issues like insurance and MOT, there is also the generally dreaded moment that comes with the words ‘long’ and ‘car journey’. The mere thought of spending hours in a car, with the children crammed in the back, and your…
Cars are an essential part of many people’s everyday lives. Some of us wouldn’t be able to get to work without one. Other people rely on them to get the kids to and from school and nursery, while they are certainly indispensable when it comes to doing the weekly shopping. And let’s not forget the delights of folding those back seats down and getting stuck…
There are so many different types of life insurance policy it can be difficult to decide which is the most suitable for you and your family. Whether you are looking for cover that stays the same for a fixed period, or one that changes over time, there are plenty of options to choose from. Make sure, however, that you know exactly what it is you…
Passing your driving test is a major milestone in anyone’s life. After weeks and possibly even months of learning you can finally think about getting a car of your own and having more freedom than you have had in the past. But while this is an exciting time, you also have a number of practicalities to think about. Firstly there is the question of what…
There’s no doubting that the invention of the internet has changed the world in so many ways. From searching for information such as sports results to finding a potential new home, the advent of everything existing online has given rise to a very lucrative market of buying and selling. In the past if you had a whole heap of unwanted items in your house that…
If you no longer need your endowment, either because you have changed your mortgage to a capital and interest mortgage or have been lucky enough to pay off your mortgage using other means, perhaps through an inheritance, you will probably be thinking what is the best thing to do. You may feel there is little point in paying regular premiums for an investment that you…