Financial savings are vitally important. Not only do they provide a way to purchase the more expensive items in life, such as a car or house, but they also provide security against the unexpected. Savings are also crucial for those who are retired, since they offer the means to go on living in the way they have become accustomed to while working. Recent research suggests…
It is never too early — or late — in life to set up a savings account. Everybody likes the security of knowing they have a little something put aside should they need it. It can be that rainy day money, the emergency fund or just that little bit of cash that is set aside for purely frivolous – and guilt-free – indulgence. But whatever…
Purchasing a property is, for the majority of people, the biggest single financial obligation of their lives, so it pays to research the market heavily as the scale of the commitment means getting the wrong mortgage is something you simply cannot afford to do. A mortgage is essentially a loan to aid you in buying the house of your choice and is usually paid back…
Amid reports of a new nation-wide mandatory registration for financiers — which may make mortgages more difficult to get — comes the great news that Denver realty is up again! These two pieces of news together mean that sooner (rather than later) would be a good time to list your Denver house — while mortgages are still easy to find. If mandatory registration of mortgage…
We’re all desperate to save money on gas these days. We shop for the lowest prices, follow the news, combine trips, walk more. But for many of us, especially Realtors, dealing with the gas crunch is unavoidable. Not every house you sell is going to be in your neighborhood, not every house a client wants to see is down the street. They want the city,…
Broadly speaking, there are two kinds of people who choose to buy a house. There are those that buy with the intention of living in it, and then there are those that buy with the intention of renting it out. And whilst those who are simply seeking a roof over their heads undoubtedly make up the majority of the buyer’s market, the buy-to-let market is…
It’s probably fair to say that nobody really knows what tomorrow may bring, and many people probably prefer not to think too much about the future, choosing to live as much for today as possible. Whilst this attitude may be commendable in many respects, it could be argued that to live purely for today is essentially throwing caution to the wind, as any number of…
When we are young we don’t tend to think too much about planning for the future. We are too busy enjoying ourselves to worry about anything else. But sooner or later we do start thinking about how we should approach the next stage of our lives, and we start to think about making plans to ensure we are as financially secure as possible. This is…
Life insurance is arguably one of the most important insurance policies as it offers protection for family and loved ones. As with all types of insurance, there are lots of different policies on the market so ensure complete peace of mind for yourself and security for your family by carefully comparing the various options available. Logical factors to think about before starting the search relate…
If you feel muddled by the different mortgage options on the market don’t despair as help is available. The best place to start is by looking at mortgage application criteria before singling out a mortgage to suit your circumstances and securing the best deal for your money. Mortgages are based on your salary so it’s important you are in paid employment to start with. As…