If some predictions are to be believed, notes and coins could be a thing of the past by no later than 2012, as debit and credit cards become more and more ubiquitous in 21st century consumer culture. But even if such predictions are a little premature, there can be little doubt that plastic ‘chip and pin’ payments are becoming the norm throughout much of society.…

Sometimes it’s not just one single thing that makes life easier but a combination of different factors. The winning combination principle has been applied to a new credit card on the market which innovatively combines three cards in one in order to offer you ease, convenience and downright versatility when travelling, making purchases and generally going about everyday life. OnePulse is a unique product that…

Have you felt the pressure caused by the credit crunch yet? Depending on how high your mortgage payments are, you might well start to before long. Some people are already finding that the mortgage they took out when everything looked rosy is starting to look like a nightmare. So what can you do to turn things in your favour? Luckily there is an irony in…

It is a time of year that everyone looks forward to, which is heading off on holidays; whether it’s a welcome chance to relax, to explore somewhere new or to return to a favourite destination. There’s more choice about where to go than ever and since the arrival of the internet – and particularly broadband – it’s much easier to find and book the holiday…

If you were to ask yourself how many credit cards you have in your purse or wallet, the chances are it’s more than one. As a nation, there is a staggering 67 million credit cards owned by consumers; on average that’s 2.4 cards each. Credit cards have in fact been around for more than 40 years, but it was only in the 1990s that the…

Opening a current account is usually a straightforward process, but if you are considering opening one there are a few things that can make the application process run smoother. First of all, consider what you really want to use the account for. It might simply be having a place for your money that you can access 24 hours a day, or you might want to…

Having a current account to help keep your money safe and pay bills is something most of us just take for granted. How easy it would it be to cope financially if these accounts were no longer available from banks and credit cards just simply didn’t exist? First of all, imagine the problems it would cause when receiving your salary every month? Your employer would…

How good are you with money? Do you always put your savings first, or are they last on your list of priorities and never seem to get seen to? Whatever type of person you are when it comes to money, there is no doubt that the current economic climate doesn’t make saving money any easier than it used to be. With bills on the rise…

For the children, their school days are normally considered the best days of their lives, however, for the parents, it will come as no surprise that there are many expenses associated with supplying the specific needs during your child’s education. As it goes, there are lists of expenses you need to consider for your child, and school uniforms can be a major one; despite the…

During these hard economic times, the last thing you can probably afford to do is to put away a little extra each week for savings. In fact, you’ve probably had to dip into your savings just to make ends meet. Luckily, there are some simple things you could do to help free up some cash, which can also save some money for the future. One…