Fact: almost anybody you know has personal issues and situations they don’t know how to deal with. No matter what is your lifestyle or who are the people you deal with, you will rarely find somebody who is totally happy and satisfied with absolutely every aspect of their life. And when I say rarely, I mean it. Of course many people will say that, but…
The internet has long been associated with disruptive technologies, the most obvious case being the entertainment industry, where stagnating record labels and Hollywood studios have found that polarised tastes and easy transferability have turned power over to consumers. Another, perhaps not as obvious case, is the telecoms industry. A decade ago, backpackers would keep in touch with friends and family with the odd letter retrieved…
Ten years ago equity release was an afterthought and for those already retired, with 70 being the average age of a typical customer. The main reasons for this was that the majority retiring at this time would be 65, have reasonable final salary pensions and would take their tax free cash. During the years that followed they would use the tax free cash to subsidise…
When it comes to holidaying in the Greek islands you are spoilt for choice on destinations to visit. But one of the most stunning of all the islands is undoubtedly Skiathos, nestled in the Aegean and extremely popular with holidaymakers. Many people go to the Greek islands for their beaches, which are invariably stunning and beautiful. The beaches in Skiathos are no exception, and there…
There is nothing quite like sitting down with a coffee and grabbing that latest bestseller to get stuck into for half an hour or so. Books have the ability to transport us into different worlds and lifetimes, so it’s small wonder that so many of us enjoy them so much. They pass away the time we spend stuck on a train or waiting for an…
Recent research from the British Bankers Association revealed that mortgage approvals hit their lowest level since their records began in 1997, with less than 28,000 mortgages for homebuyers approved in May 2008 — a figure nearly 60 per cent lower than the same period in 2007. This figure was also 20 per cent down on April and experts are warning that things are only set…
Many celebrities confess to having a love of cars and driving; some even spend a considerable amount of time and money building up collections of cars for their own personal garage. So, what are some of the vehicles driven by the rich and famous? Footballers, it seems, are in the top bracket when it comes to exotic cars, with many of the top earners in…
Like the phenomenon of ‘Organic’ and ‘Free-Range’ within the food industry, ‘Mineral Makeup’ has hit upon a trend within the makeup industry that is set to be THE trend of 2008. Why? Because, in an industry that is notoriously competitive to be innovative in, ‘mineral makeup’ has a point of difference. Plus it fits with the overall current life trend of better and more natural…
Up until 2007, 100% mortgages were commonplace; in fact, 110% and 120% mortgages were also available, but since the credit crisis struck lenders have become a lot more strict with their lending conditions, with 75% LTVs (loans to value) becoming more and more common. But, with the average house price teetering around the ?185,000 mark and the cost of living on the rise, how is…
The world is going digital in every way possible, including printing. Technology is changing, as is personal requirements with how prints are produced. However, this has led to more importance in choosing the right printer that will achieve the results you require. Many individuals and organisations will have more than likely experienced the same printing problems of having to wait long periods of time to…