Up until 2007, 100% mortgages were commonplace; in fact, 110% and 120% mortgages were also available, but since the credit crisis struck lenders have become a lot more strict with their lending conditions, with 75% LTVs (loans to value) becoming more and more common. But, with the average house price teetering around the ?185,000 mark and the cost of living on the rise, how is…
A moving car can be a weapon, especially when a driver isn’t in full control of the vehicle. But many drivers nowadays — businessmen, couriers, even working mums — recognise the need to be contactable while on the move. But while it isn’t always practical to stop en route to take or make calls on a mobile phone, the introduction of in-car hands free kits…
The personification of suave and sophisticated, James Bond is perhaps as well known for his love of cars as he is for his love of women. In fact, many of his cars live on in the memory of fans long after those of the Bond girls have faded away. The cars most associated with James Bond have never been your average family run around; after…
The number of people being forced to take out high interest, short-term loans has risen by more than 130 per cent since August 2007; a figure which analysts say is evidence that the effects of the global credit crunch are showing no signs of easing. Short-term loans, also known as payday loans due to the fact that people usually take them out to bridge the…
Amidst today’s economic uncertainty, many people have had to start looking at ways of making the most of their money. But before doing anything, finding a way to make sure that these finances are well managed and looked after is a must; perhaps through a suitable bank saving account. But with so many options when it comes to choosing a savings account, it can seem…
So you’ve had the same jeans on for, well you can’t quite remember, and yet you may still have plans on going to the pub or club with them on. While it’s not a question on most people’s minds on an average day it’s still an important one: just how often should you wash your jeans? The answer lies in your personality traits; have a…
The UK is not only famous for its fish and chips wrapped in a newspaper, nor its English tea, but take a trip to County Lancashire in the North of England and you will find the city of Blackpool. This famous British seaside resort hosts one of the UK’s most popular theme parks, Blackpool Pleasure Beach. Blackpool is famous for its many attractions, including Blackpool…
Barcelona is arguably Spain’s most stunning holiday destination; it is a true Mediterranean gem and basks proud in the spotlight. It is one of the most eye-catching cities with its striking architecture, grand landmarks (like The Olympic Stadium), beautiful countryside and long, beach-strewn coastline – all set against brilliant sunshine and blazing blue skies. Images of Antoni Gaudi’s architecture are what perhaps most readily spring…
For many people, booking the annual two-week break away from home is the highlight of the year, and a chance to pore over numerous glossy brochures in order to select the next destination and collect another stamp in the passport. People’s ideas of a holiday differ, and as a result so do their requirements — especially where kids are involved! For childless couples, something away…
Edinburgh is the historic capital of Scotland, yet it is often overlooked for the bright lights and bustle of Glasgow. But take the time to get to know its cobbled old streets and you will find yourself immersed in a city full of culture, but with a definite cheeky glint in its eye. During the summer months, countless numbers of people come to enjoy the…